Shop Now, Pay Later with Klarna at PhoneSwap Store 
At PhoneSwap Store, we've partnered with Klarna to make your shopping experience even more flexible and convenient. Whether you're purchasing a new or refurbished smartphone or trading in your old device, Klarna offers simple, hassle-free payment options that fit your budget.
With Klarna, you can choose to Pay Later, Pay in 3 Interest-Free Instalments, or spread the cost over time with Financing Options. Enjoy the freedom to shop now and pay at your own pace.
Klarna Payment Options at PhoneSwap Store
1️⃣ Pay in 30 Days
Buy now and pay later with no interest or fees.
- How it works: Place your order today and pay up to 30 days after your item has been shipped.
- Benefits:
✔️ No upfront payment required
✔️ Interest-free and fee-free
✔️ Perfect for trying before you buy
2️⃣ Pay in 3 Interest-Free Instalments
Split your payment into three equal instalments, with no added costs.
- How it works:
- The first payment is made at checkout.
- The second and third payments are automatically deducted every 30 days.
- Benefits:
✔️ No interest or hidden fees
✔️ Automatic payments for convenience
✔️ Manageable, budget-friendly instalments
Available for orders between £35 and £1,000.
3️⃣ Klarna Financing
Flexible financing options to spread the cost over 6, 12, 24, or 36 months.
- How it works:
- Apply for financing at checkout with an instant decision.
- Choose a repayment plan that suits you.
- Monthly payments are automatically scheduled.
- Benefits:
✔️ Affordable monthly payments
✔️ Flexible terms up to 36 months
✔️ Ideal for higher-value purchases
Subject to credit checks and approval.
How to Use Klarna at PhoneSwap Store
-
Shop Your Favourite Devices:
Add your chosen refurbished smartphone or device to your basket. -
Select Klarna at Checkout:
Choose from Pay in 30 Days, Pay in 3, or Financing Options. -
Enter Your Details:
Provide your basic information, including your billing address, mobile number, and payment card details. -
Instant Approval:
Klarna will conduct a quick, soft credit check (won’t affect your credit score) and provide an instant decision. -
Complete Your Purchase:
Enjoy your new device, and manage your payments easily via the Klarna app.
✅ Who Is Eligible to Use Klarna?
- Must be 18 years or older
- A UK resident with a valid billing address
- A valid debit or credit card
- Klarna may perform a soft credit check for instalment and financing options
Manage Your Payments with the Klarna App
Track your payments, view upcoming instalments, and manage all your Klarna purchases easily in the Klarna app.
- Set reminders for due payments
- View your transaction history
- Get real-time updates on your payment status
⚠️ Important Information About Klarna
- Borrow responsibly: Borrowing more than you can afford may negatively impact your financial situation.
- Late payments: Missing payments could result in late fees and affect your credit score.
- Unregulated credit agreements: Klarna’s Pay in 3 and Pay in 30 Days options are unregulated credit products.
For more information, visit Klarna’s website.
Klarna FAQs
1. Does Klarna charge interest or fees?
No, Klarna’s Pay in 30 Days and Pay in 3 Instalments are both interest-free and have no hidden fees when payments are made on time.
2. Will Klarna affect my credit score?
Klarna performs a soft credit check that does not affect your credit score. However, missing payments could negatively impact your credit.
3. Can I pay off my balance early?
Yes, you can make early payments anytime through the Klarna app without penalties.
Shop with Confidence at PhoneSwap Store – Pay Later with Klarna!
Enjoy flexible payment options and spread the cost of your next smartphone purchase. Shop now, pay later, or split your payments with Klarna. It’s easy, secure, and hassle-free!
